To be eligible for a Residential Care Subsidy (RCS) in New Zealand you must be a qualifying person or a special case.
You are a qualifying person if:
You are aged 65 or over and;
You are eligible for publicly funded health and disability services and;
You have been assessed as requiring long-term residential care and;
You are entitled to apply for a Financial Means Assessment (i.e., you have been assessed as being eligible for residential care).
A Financial Means Assessment determines whether you are eligible for a RCS Work and Income conduct a financial means assessment. There are two parts to this:
Means assessment of assets
Means assessment of income and the residents contribution
An example of a non-qualifying person is someone without New Zealand residency. If this is the case, the person may negotiate the cost of care with the provider and pay privately.
You are a special-case person if you are:
Aged 50 to 64, single and have no dependent children or;
An exempt person or;
An ‘elderly victim of crime’.
The rules differ to those for a qualifying person. For example, if you are aged 50 to 64, single and have no dependent children, your income will be means tested, not your assets. Contact Work and Income for more detail.
Individual circumstances vary widely, and some situations can be complex. Please therefore ensure that you get the appropriate advice from Work and Income. You can phone the Residential Care Subsidy Unit freephone 0800 999 727.