I'm going to a rest home? Will I have to pay for my care?
You are responsible for paying for, or contributing towards, residential care services just as you would pay for whatever you needed if you lived elsewhere. There is a maximum amount that you will have to pay (as long as provider meets certain requirements which all providers listed in the residential...
Can I move to a rest home now?
Unless you are a a fully-private payer (i.e., paying for your care completely out of your own pocket), to move into a rest home or care home in New Zealand you will need to have an assessment, known as interRAI. This determines whether you need this type of care and...
What is a statutory supervisor?
In New Zealand, all registered retirement villages are required to have a Statutory Supervisor. This is an independent role, separate from the Village Manager. The statutory supervisor keeps an eye on the financial management of the village and the security of the residents. They are regulated by the Financial Markets...
Does the 2023 change of government affect the health system?
There have been a number of significant health system changes in New Zealand Aotearoa since 2022 (e.g., the establishment of Health New Zealand | Te Whatu Ora and related agencies by the then Labour Government). The General Election of late 2023 saw a National, ACT and New Zealand Coalition Government...
What is the asset limit for the rest home subsidy 2025-2026?
If you are single the limit is $291,825. If you are a couple and you both need care the limit is $291,825. If you are a couple, and one of you needs care there are two threshold options: Combined assets of $159,810, not including the value of your home and...
Keeping safe at home
We should all feel safe and secure in our homes, whether we own, rent, or live in a retirement village. Here, we share some valuable home safety tips for people of all ages as well as some useful tools for older people looking for extra security measures to assist when...
Is a care suite different to a serviced apartment?
A care suite is a hybrid-type option that combines a village offering (meaning it requires an upfront ‘purchase’ price) and support at a higher level of care as certified by Manatū Hauora Ministry of Health and governed by the Age Related Residential Care (ARRC) Agreement. They may also be referred...
What accommodation options are there in a care home?
Care homes offer a wide range of accommodation options, at varying price levels. Something that costs extra in one home (like an ensuite) may be included at no additional cost in another, so it's good to ask lots of questions and make comparisons. Years ago, most rest homes in New...
Making your own housing decisions
My family want me to move as they think I can’t manage in this house anymore. I appreciate their concerns but don’t necessarily agree with all of them. I’ve got a lot of friends along the street, and I love it here. What can I do? Take a piece of...
How much are rates rebates in New Zealand?
For older people, particularly those on low or set incomes, rates increases can be stressful. A rates rebate gives some relief. The threshold was increased for the 2025/2026 year: Maximum rebate $805. Income threshold $32,210. If you think you are eligible, contact your local council after you get your rates...
What's the best way to use this website?
Eldernet Life is about change and whatever your next step, Eldernet is here to help you make decisions that are right for you. Residential Care Search New Zealand’s most comprehensive directory of rest homes and specialist residential care – including up-to-date vacancies. While you’re there, why not order yourself a...
Considering downsizing?
Consider the following: lots of your friends are downsizing and your children think it would be a good thing to do, but you're undecided. What are your options and what do you need to consider? Downsizing usually means moving house, and regardless of age is a challenging time. There are...
Are rest homes free for the elderly?
No, rest homes and residential care facilities are not free for older people. Paying for, or contributing towards, rest home care and other residential care services is your responsibility, much like any other living arrangement. Eldernet lists providers who meet certain requirements and have a Maximum Contribution (MC) limit. This...
Key terms and concepts in the older persons’ health sector
10KM RULE: This rule deals with the situation where an intending resident’s first choice of care home only has a room available that attracts extra fees and the person doesn’t want to, or cannot afford to, pay those fees. ACC: Accident Compensation Corporation. ADVANCED CARE PLAN & ADVANCED DIRECTIVES :...
What is an EPA? What you need to know.
Enduring Powers of Attorney (known as an EPA or EPOA) are legal documents that allow you to appoint someone you trust to make decisions for you if you are no longer able to do so yourself. Some people set an EPA up when they buy their first home or start...
What is a serviced apartment?
A serviced apartment is a common retirement village option which provides certain services to people who are paying privately for these services. Commonly these people are reasonably independent. Services range from meals and cleaning services to, in some cases, high-end services such as a personal chef and chauffeur. High levels...
Am I eligible for a medical alarm?
In New Zealand, there is a cost to rent and monitor a medical alarm and the weekly charge to monitor a medical alarm varies between suppliers. Provided you are eligible for the special Disability Allowance the cost of renting a medical alarm may be fully funded. The medical alarm has...
What is a care suite?
A care suite (sometimes known as a care apartment) is generally a retirement village offering that provides the same level of care you'd receive in a care home, with the added comfort of having your own private space. They are a quite complex accommodation and financial offering, and it can...
Understanding the Deferred Management Fee
The following example shows how the Deferred Management Fee (DMF) is worked out in New Zealand, and how it affects the final payment to you or your estate when you leave a retirement village. Example – Mr C Mr C chose a unit in a village close to his old...
What is a Disclosure Statement?
A Disclosure Statement is one of the documents you will receive if you intend to ‘purchase’ into a village (alongside an Occupation Right Agreement ). A Disclosure Statement is an important document to read and understand, as it explains the key information about moving to a village, including the type...