Tag Archives: financial advice

Many New Zealanders are now working well past 65 years, but even if they are contributing to KiwiSaver, their employers currently have no obligation to match their contributions. Martin Hawes, one of the county’s best-known experts on personal finance, believes this needs to change. “It’s simply outrageous that employers are …

For some, older age is an opportunity to cash in their chips and do everything they’ve ever wanted, using all the money they’ve saved in the process. Others, for example, see money as something that transfers across generations, and they will want to leave a little (or a lot) for their whānau to use in the future.

One resource that is particularly is the Four Rules of Thumb, created by the Retirement Income Interest Group of the New Zealand Society of Actuaries. It lays out four rules that can be used to determine how you could spend your retirement savings, accounting for the differences in people’s situations

Joseph Darby, Financial Adviser at Milestone Direct, tackles the tricky topic of whether to spend or save an inheritance. Spoiler: his opinion is to spend it – and here’s why.

This week is Sorted Money Week – an annual campaign aimed at raising New Zealanders’ financial capability by demystifying key money topics and providing open channels for discussion on a subject matter that is often seen as taboo. Sorted believe that financial wellbeing is a taonga/treasure that needs nurturing; for …

The best road to long-term wealth is to invest wisely and hold those investments for as long as possible.

People are being urged to check, double check and triple check any lending agreements they’re co-signing for whānau or friends, as tighter lending controls for Aotearoa near. The Credit Contracts and Consumer Finance Act (CCCFA) comes into force on 1 October 2021. This will bring a new level of scrutiny …

Last week, Joseph Darby, CEO and Financial Adviser at Milestone Direct Limited, shared tips to saving money during the winter months. In the final article of his two-part series, Joseph provides more helpful penny-pinching advice to help you through the cooler months.   Lower the water cylinder setting The water …

Joseph Darby, CEO and Financial Adviser at Milestone Direct Limited, shares some tips to help you save money this winter in the first of a two-part series.

A wise man once said: ‘the only constant in life is change’. Of course, a part of change is uncertainty. While you may not be able to prevent yourself from all forms of uncertainty, you can surely prepare well in advance for any kind of financial uncertainty that may occur …