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Are trusts worth it

A major change to New Zealand trust law was passed on 30 July 2019. The Trusts Act will have implications for all trusts in New Zealand, and once it comes into force will probably cause many to ask whether trusts are still worthwhile. Let’s take a brief look at what’s changing and …

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Looking after your money

Financial abuse is the inappropriate, illegal or improper exploitation of the funds or property of the older person. This may be without the older person’s conset or if consent is given, it may be under pressure. Threats may be made, or PIN number of bank cards demanded; family/whanau members may …

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Why you need an emergency fund

Most financial experts say that you should have at least three to six months of living expenses kept as a readily accessible emergency fund. In spite of this, a recent study completed by BNZ showed that 41% of New Zealanders live from pay day to pay day, that is, basically …

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The worst financial rip offs and what you can do to avoid them

We all know that sinking feeling of knowing you’ve been ripped off. Unfortunately, in the financial world there are quite a few offerings, products, services, and outright rip offs that you should be aware of. Awareness can help you avoid that sinking feeling. While many of these financial offerings are …

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