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Senior Trust

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Senior Trust
Professional Services
PO Box 11320
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PO Box 11320
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Senior Trust Retirement Village Listed Fund** (the fund) is a specialist mortgage lender to the retirement village industry.

6.0% p.a.* Targeted distribution rate, paid quarterly

Since 1999 members of Senior Trust’s management team has been associated with funding retirement villages throughout New Zealand. Our investors benefit from a depth of expertise and specialist industry knowledge. We have consistently delivered attractive returns whilst ensuring the return of capital to investors.

Our investment policies that have stood the test of time:
•Lending to carefully selected, well located and soundly run retirement villages.
•Senior Trust limits lending to any one retirement village to a maximum of 60% of the valuation of the village as determined by an independent registered valuation.
•Conservative approach to lending has consistently maintained our commitment to investors.
•Support operators who are capable, experienced and with a substantial financial commitment to their village
•Lend to Retirement Villages in a location with proven demographic demand
•Protection of investor return is paramount
• Growth will be at a measured pace and confined to the retirement industry.

What is the opportunity?

Participation in one of New Zealand’s fastest growing industries. We intend to give you a regular income derived from lending to carefully selected retirement villages whilst preserving your capital through consistent application of investment policies which have stood the test of time throughout the management team’s long history of successful investment in the retirement village industry.

What is the expected outcome?

The Directors of Senior Trust will enter into long-term loans with carefully selected, well-located retirement villages with the intention of providing a contractual flow of income to maintain the targeted return.

Maintenance of this return and the continuation of our proven track record of steady, attractive returns is a key commitment to investors.

*The units in the Senior Trust Retirement Village Listed Fund have been approved for quotation on the NZX Main Board. However, NZX Limited (NZX) accepts no responsibility for any statement in this document The NZX Main Board is a licensed market operated by NZX, which is a licensed market operator, regulated under the Financial Markets Conduct Act 2013.The minimum subscription is $100 and applications for investment will only be accepted on the form supplied. *The return of capital and the 6.00% p.a. (before tax) targeted distribution rate is not guaranteed. The targeted distribution rate is the estimated net return derived from loans made by the Fund. The target is calculated after making an allowance for the deduction of fixed costs from the predicted interest income flow. The actual distribution rate paid may vary. Please note Senior Trust does not provide financial, investment, tax or any other type of advice. Before making an investment decision you should seek independent, professional, financial and/or legal advice relevant to your circumstances. We strongly recommend you read the Senior Trust Retirement Village Listed Fund Information Memorandum for QFP offer.


In 2014, we surveyed our family of investors, 75% of whom have been investing in the retirement village sector since 2008, and some of whom first became investors in 1999 when Senior Trust Management Limited’s founding director worked with Vision Senior Living Limited to fund their first village.

The following statements are from investors whose involvement spans the decades of retirement village investment through either Vision Senior Living Limited or the funds offered since 1999.

"Senior Trust’s concept of funding well- established and well-managed retirement villages has strong appeal together with an attractive interest rate. We have high regard for their integrity and management. We will be increasing our investment and would certainly recommend Senior Trust to others.”
John, Rangiora

“We have been investing with Senior Trust for over 8 years. We have had no investment problems, everything is documented correctly, paid on time and repaid in full on due date. We have found them very reliable.”
Trevor and Gwen, Tauranga

“We are very comfortable with our investments in Senior Trust. We like the return and the security of the retirement village industry. Through the ups and downs of the investment markets the Senior Trust team has been open and honest and we trust them"
Bill and Lorna, Auckland

“A solicitor invested with Vision Senior Living in the 1990s and suggested we do too so we’ve been with Senior Trust from the start and all that time have known them to be an honest guardian of our funds. We have confidence in the transparent management and approve the conditions that determine which developments the Trust puts funds into.”
Theresa and William, Bay of Plenty

“I’m in my 70s and interested in retirement accommodation. When I sold my house I spread my money across the investment spectrum. I’ve stayed with Senior Trust – Vision Senior Living, when I first invested nearly 2 decades ago. I’ve never been short- changed. I trust the management. Senior Trust reliably delivers! I like the idea of financing what might be my future home.”
Alison, Rotorua

Updated: 22 Oct 2015

The first Baby Boomers turned 60 in 2006 - the start of a 20-year period when a huge wave of New Zealanders reach the age of retirement.

As medical breakthroughs enable Baby Boomers to live longer, they will create an increasingly powerful demand for more retirement.

Media commentators have identified the growing demand for healthcare in both aged care facilities and aged care facilities associated with retirement villages.

Government agencies and District Health Boards (DHBs) are aware of the looming surge in demand for aged care facilities. DHBs’ support will facilitate the retirement industry’s ability to supply extra aged care beds.

Retirement village operators who can deliver a continuum of care for their residents through the provision of aged care facilities have a competitive advantage. Furthermore established villages that have land and infrastructure available can deliver aged care facilities in a capital efficient manner. The DHBs’ funding support underpins the financial viability of providing healthcare.

To find out more visit www.seniortrust.co.nz to watch an interview with John Jackson on 'The Beat Goes On' discussing;
Why 2016 Is A Watershed Year For The Retirement Village Industry

Updated: 22 Oct 2015